Setting Up Your SMSF: The Ultimate Guide to Building Investment Property with INFILL

Establishing a Self-Managed Super Fund (SMSF) to invest in property can be a powerful way to grow your retirement savings. With the flexibility of managing your own fund, SMSFs allow you to directly invest in property and even develop it. If you’re considering building investment property through Infill House and Land developments—using vacant land within established urban areas—this guide will help you understand the key steps.

1. Understand the Rules for SMSF Property Investment
Investing in property through your SMSF has strict regulations. The property must meet the sole purpose test, meaning it is used only for providing retirement benefits for SMSF members. Additionally, you cannot live in or rent the property to a related party.

2. Benefits of INFILL House and Land
Infill House and Land involves building on underutilized land within already-developed areas, offering excellent opportunities for investment. These areas often have strong demand due to proximity to amenities, infrastructure, and employment hubs, making them ideal for capital growth.

3. Steps to Set Up Your SMSF and Start Investing

• Set Up Your SMSF: Work with professionals to establish your SMSF, including a corporate trustee, and ensure all legal documentation is in place.
• Create a Strategy: Develop a clear investment strategy that includes property investment goals aligned with your retirement objectives.
• Source Finance: SMSFs can borrow money through a limited recourse borrowing arrangement (LRBA) to fund the purchase and development of property.
• Choose the Right Land: Identify a strategic infill site with strong growth potential, access to infrastructure, and development potential.

4. Leverage Expert Support
Building through your SMSF requires a team of experts, including financial advisors, tax specialists, and property professionals. INFILL House and Land developments, in particular, benefit from experienced builders and developers familiar with local council regulations.

Investing in property through your SMSF can be a rewarding long-term strategy, especially when utilizing high-demand areas through infill development. By working with the right team and understanding the regulations, you can build a strong investment portfolio for retirement.